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    What is Bike Insurance?

    Bike insurance, also known as two-wheeler insurance, provides financial protection for your vehicle against a range of unforeseen events. A two-wheeler insurance policy from Amba Insurance covers damages and financial losses arising from accidents, theft, natural disasters, man-made incidents, and third-party liabilities. 
    With rising traffic and increasing accident rates, having a robust two-wheeler insurance policy is no longer just a legal requirement but a practical necessity. At Amba Insurance, we offer flexible and affordable coverage options tailored to suit your needs—whether you ride daily or occasionally. Our goal is to ensure you’re financially secure in case of unforeseen incidents, so you can enjoy the freedom of the road with complete peace of mind.

    How Does Bike Insurance Work?

    Buy a Policy
    Easily purchase a suitable two-wheeler insurance plan online via Amba Insurance in just a few clicks.

    Enjoy Comprehensive Coverage
    Once insured, your bike is protected against a wide range of risks such as theft, fire, accidents, and more.

    Read More ➝

    Two-Wheeler Insurance Plans by Amba Insurance

    Type of Amba Bike Insurance PlanDescriptionKey Benefits
    Type of Amba Bike Insurance PlanCovers only your two-wheeler against various damages due to accidents, fire, or natural disasters.Flexible pairing with third-party policies, damage-only focus.
    Zero Depreciation InsuranceIdeal for new bikes, this plan covers full replacement costs without depreciation deductions.Higher claim amount, best suited for new vehicles.
    Type of Amba Bike Insurance PlanOffers extensive protection from personal accidents, third-party liabilities, theft, fire, and disasters.Complete own and third-party damage cover, personal accident protection, long-term savings.
    Type of Amba Bike Insurance PlanOne-year third-party liability cover for affordable and short-term protection.Cost-effective, meets legal mandate, yearly flexibility.
    Pay-As-You-Drive PlanPay premium based on actual usage. Ideal for riders with low annual mileage.Up to 90% discounts, carry forward unused kilometers, highly flexible.
    Type of Amba Bike Insurance PlanStay legally compliant with long-term third-party coverage for injuries, property damage, or death.Multi-year protection, no annual renewal hassle, cost-efficient.

    Why Do You Need a Bike Insurance Policy?

    ✅ Legal Compliance

    As per Indian law, every bike owner must have a long-term third-party insurance policy. Non-compliance can result in heavy fines.

    ✅ Coverage for Third-Party Liabilities

    Protects you from expenses related to third-party injuries, damages, or property loss caused by your two-wheeler. Legal assistance is also covered.

    ✅ Protection Against Theft

    Bike insurance helps you recover up to the current market value of your stolen bike, saving you from major financial losses.

    ✅ Natural & Man-made Calamities

    From earthquakes and floods to riots and strikes, your two-wheeler is covered against damages due to both natural and human-induced disasters.

    ✅ Personal Accident Cover

    Get financial protection against accidental injuries, disabilities, or death of the owner-rider with mandatory personal accident cover.

    ✅ Stress-Free Riding

    With Amba two-wheeler insurance, enjoy every ride without worrying about unexpected expenses.


    Key Features of Amba Two-Wheeler Insurance

    Key FeatureBenefits with Amba Insurance
    Affordable PremiumsStarting at just ₹19/month*
    Massive DiscountsSave up to 80%* with online purchases
    Own Damage CoverageFor theft, fire, and calamities
    Third-Party LiabilityCovers damage or death of a third party
    No Claim Bonus (NCB)Up to 50% discount on premiums
    Personal Accident CoverUp to ₹15 lakhs*
    Cashless Garage Network11,000+ partner garages across India
    Fast Claims Settlement100% claims settlement guarantee*
    Useful Add-OnsOver 10 optional add-ons available
    Online Purchase/RenewalQuick and hassle-free
    Customisable PlansTailored coverage based on your needs
    Amba Mobile AppEasy claims, policy access & renewal

    Benefits of Choosing Amba Bike Insurance

    🛵 Multiple Policy Options

    Choose from a variety of bike insurance plans including comprehensive, third-party, SAOD, and zero depreciation policies.

    🔄 100% Claims Settlement Guarantee*

    We ensure a quick and smooth digital claim settlement process. Enjoy peace of mind with cashless repair services.

    📲 Seamless Policy Purchase & Renewal

    Easily buy or renew your bike insurance policy via Amba Insurance or the Amba Mobile App.

    💰 Pocket-Friendly Premiums

    Protect your two-wheeler starting at just ₹19/month*. Take advantage of up to 80% discounts when you buy or renew your policy online with Amba Insurance—maximum coverage at minimal cost.

    🛠️ 11,000+ Network Garages

    Gain seamless access to a vast network of over 11,000 trusted garages across India. Enjoy hassle-free, cashless bike repairs and maintenance—no paperwork, no delays

    How To Buy Two Wheeler Insurance Online?

    Buying two-wheeler insurance online with Amba Insurance is quick, simple, and hassle-free. Start by visiting our official Two-Wheeler Insurance page. Enter your bike’s registration number, along with your mobile number and email ID, then click on “View Prices.” You’ll be presented with a range of policy quotes—compare the options and select a plan that best suits your budget and coverage needs. Next, fill in the required personal and vehicle details, upload the necessary documents, and customize your policy as needed. Once everything is in place, proceed to make a secure online payment to finalize your purchase and enjoy instant coverage.

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