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Health Insurance
Health insurance from Amba Insurance protects you from unexpected medical expenses, giving you peace of mind during emergencies. Our comprehensive health insurance plans offer wide-ranging benefits such as cashless hospitalization, coverage for OPD (Outpatient Department) expenses, daily cash benefits, diagnostic charges, and more. You can also enhance your policy with add-ons or riders, ensuring full protection for your entire family under one plan.
At Amba Insurance, our mission is to simplify your healthcare journey. We strive for fast and hassle-free claim settlements, ensuring timely support when you need it most. Our growing base of satisfied policyholders reflects our commitment to customer care and service excellence.
Explore our flagship plans designed to offer multi-fold coverage with no extra premium, allowing you to get the best value for your investment. Our health insurance offerings come with a host of benefits, including:
- Cashless treatment at a wide network of hospitals
- Tax benefits under Section 80D of the Income Tax Act
- No-claim bonus to reward your healthy lifestyle
Types of Health Insurance Plans
At Amba Insurance, we offer a diverse range of health insurance plans designed to meet the unique healthcare needs of individuals and families. Whether you’re looking for personal coverage, family protection, or senior citizen care, our policies are crafted to provide comprehensive medical security with added flexibility and benefits.
1. Individual Health Insurance
3. Senior Citizen Health Insurance
2.Critical Illness Insurance
4.Family Floater Health Insurance
Why Choose Amba Insurance?
✔ Wide range of customizable plans
✔ Cashless claim facility across a vast hospital network
✔ Quick claim settlement process
✔ Tax savings under Section 80D
Reasons Why People Avoid Buying a Health Insurance Policy
Despite the rising cost of medical treatments, many individuals still hesitate to invest in a health insurance policy. At Amba Insurance, we believe that understanding these reasons can help you make informed decisions and prioritize your family’s health and financial security.
Here are the most common reasons why people delay or avoid buying health insurance—and why that could be risky:
Dependency on Employer’s Health Insurance Plan
Relying only on corporate health insurance is risky—it ends when you switch jobs or retire. It may have low sum insured, co-pay clauses, and limited features. A personal policy offers lifelong, complete medical protection.
Benefits of Including Health Insurance in Financial Planning
Many overlook health insurance in their financial planning. It not only safeguards your savings during emergencies but also provides tax benefits and ensures timely access to quality treatment when needed the most.
Thinking a Higher Sum Insured Might Not Be Necessary
Choosing a basic policy may leave you underinsured during serious illnesses. With rising medical costs, a higher sum insured ensures you get full coverage without dipping into your savings during critical treatments.
Miscalculating the Benefits of Premium vs Coverage
Focusing only on a lower premium can be misleading. Often, slightly higher premiums come with broader coverage, better hospital networks, and faster claims—making it a smarter and more valuable investment.
Buying Health Insurance Only to Save Tax
Buying a policy just to save tax can lead to poor choices. The real benefit lies in financial protection. Tax benefits under Section 80D are valuable, but they should support—not drive—your health insurance decision.
Undermining the Importance of Buying Health Insurance at a Younger Age
Delaying health insurance increases costs and limits coverage. Buying young ensures lower premiums and lifelong protection.
Benefits of Health Insurance Policy by Amba Insurance
A health insurance policy from Amba Insurance offers you financial protection, peace of mind, and timely access to quality healthcare services. Our comprehensive plans are designed to cater to diverse medical needs while offering unmatched benefits that go beyond just hospitalization coverage.
1. Cashless Hospitalization
Access treatment without worrying about upfront payments. Amba Insurance offers cashless claim services at a wide network of partner hospitals across India.
2. Tax Benefits
Save on taxes while securing your health. Enjoy deductions on premiums paid under Section 80D of the Income Tax Act.
3. No-Claim Bonus (NCB)
If you do not make any claims during the policy year, you are rewarded with a No-Claim Bonus—either through a discount in renewal premium or increased sum insured.
4. Comprehensive Coverage
Our policies cover hospitalization expenses, pre and post-hospitalization, ambulance charges, daycare treatments, diagnostic tests, and more.
5. Family Coverage Under One Plan
With our family floater plans, you can cover your spouse, children, and parents under a single policy—making it a cost-effective and convenient option.
6. Critical Illness & Add-On Benefits
Get optional riders and add-ons for critical illness coverage, maternity benefits, personal accident coverage, and more, to customize your plan to match your needs.
7. Hassle-Free Claim Settlement
We ensure quick and transparent claim processing, with dedicated support at every step. Our customer-first approach is what sets us apart.
8. Lifetime Renewability
Enjoy lifelong renewal benefits and stay covered without age restrictions, as long as you renew your policy on time.
