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Home Insurance
Home insurance, also known as property insurance, protects you against financial losses resulting from damage to your home or its contents caused by natural disasters such as floods, fire, earthquakes, or man-made incidents like theft, burglary, and vandalism. Damage to your home or belongings can cause significant financial strain, requiring you to spend a large portion of your savings on repairs or renovations. By securing your dream home with the right home insurance policy from Amba Insurance, you can safeguard yourself against unexpected crises. Natural calamities like earthquakes and floods strike without warning — protect your home with a reliable policy.
The Amba Insurance home insurance plans offer coverage for your home’s structure and contents, with comprehensive options to protect you up to Rs 10 crore. Our policies include valuable add-ons such as loss of rent and alternate accommodation expenses to provide you with peace of mind. Additionally, Amba Insurance offers all-risk coverage for portable electronic devices, ensuring your valuable gadgets stay protected.
For detailed information and personalized quotes, visit https://www.hdfcergo.com
Key Features of Amba Insurance Home Insurance Policy
Key Features
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Covers Home Structure
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Covers Personal Belongings
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Discounts
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Additional Coverage
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Add-on Covers
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Benefits
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Up to ₹10 crore
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Up to ₹25 lakhs
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Up to 45%*
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Covers 15 types of belongings & perils
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5 customizable add-on covers
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3 Types of Home Insurance by Amba Insurance
Benefits of Home Insurance
| Benefit | Description |
|---|---|
| Comprehensive Protection | Home insurance protects not just your main house but also other structures such as garages, sheds, and boundary walls. It also covers valuables like electronics, furniture, and appliances. |
| Replacement and Repair Costs | In case of damage or theft, home insurance covers the costs of repairs or replacements, helping to maintain your financial stability during unexpected events. |
| Continuous Coverage | If your home becomes uninhabitable due to a disaster or accident, your policy can cover temporary living expenses such as rent or hotel bills, ensuring you always have shelter. |
| Liability Protection | Especially important for homeowners, this covers legal costs and damages if someone is injured on your property due to an accident. |
| Fire Accidents | Fires can cause devastating damage. Home insurance helps with rebuilding and repairs so you don’t bear the financial burden alone. |
| Thefts and Burglaries | Protects you financially against loss from theft or burglary, giving you peace of mind even in unfortunate situations. |
| Electrical Breakdown | Covers repair or replacement costs of sensitive electronic gadgets and appliances that may break down unexpectedly. |
| Natural Calamities | In India, where floods and earthquakes are common, home insurance provides essential protection against these natural disasters. |
| Alternative Accommodation | If your home is unlivable due to an insured event, your policy will cover the cost of renting a temporary place to stay. |
| Accidental Damage | Covers repair or replacement costs for accidental damages to expensive fittings and fixtures inside your home. |
| Man-Made Hazards | Protects your property from damages caused by riots, terrorism, or other man-made events, shielding you from potential financial losses. |
Why Is There a Need for Home Insurance in India?
While home insurance is not mandatory in India, securing a home insurance policy is highly recommended due to the various risk factors prevalent across the country. Many regions in India are vulnerable to natural disasters such as floods, earthquakes, and cyclones. Additionally, frequent incidents of fire, theft, and burglary further increase the need for protection.
- With Amba Insurance, you can safeguard your home and belongings against a wide range of risks, including:
- Fire Accidents: Protect your property and possessions from devastating fire-related damages.
- Thefts and Burglaries: Secure your home against financial loss due to theft or burglary.
- Natural Calamities: Get coverage against floods, earthquakes, cyclones, and other natural disasters common in India.
- Man-Made Hazards: Shield yourself from losses caused by riots, terrorism, and other man-made incidents.
- Damage to Belongings: Ensure repair or replacement costs of your valuable household items and contents are covered.
- Choosing a comprehensive home
Why Should You Buy Amba Insurance Home Insurance?
Affordable Premiums
Safety for Your Belongings
Security for Homeowners and Tenants
All-Inclusive Home Protection
Flexible Tenure Options
Comprehensive Content Coverage
Who Should Buy Home Insurance?
The Proud Homeowner
There’s nothing quite like the joy of stepping into a home that’s truly yours. But with this joy often comes the worry — “What if something unexpected happens to my home?”
With Amba Insurance Home Shield Policy for Owners, you can put those worries to rest. We protect your home and belongings from natural disasters, man-made hazards, fires, theft, and more, ensuring your peace of mind.
The Happy Renter
Finding the perfect rental home is exciting — all the comforts without the long-term commitments, right? While renting may come with fewer responsibilities, safety remains essential.
Our Tenant Insurance Policy safeguards your belongings against risks like natural calamities, theft, and accidental damage, helping you avoid unexpected financial losses and live worry-free.
Why Should You Buy Amba Insurance Home Insurance?
Affordable Premiums
Safety for Your Belongings
Security for Homeowners and Tenants
All-Inclusive Home Protection
Flexible Tenure Options
Comprehensive Content Coverage
Why Buy Your Home Insurance Policy Online with Amba Insurance?
Convenience
Buying home insurance online is simple and hassle-free. From the comfort of your home, you can browse plans, compare features, and purchase your policy — saving you valuable time and effort.
Secured Payment Modes
Choose from multiple secure payment options like debit cards, credit cards, net banking, UPI, and digital wallets. Your transaction is safe and seamless with Amba Insurance.
Instant Policy Issuance
Once your payment is confirmed, your policy documents are delivered instantly to your email. No waiting, no delays — just quick and easy access to your home insurance coverage.
User-Friendly Features
Our online platform offers intuitive tools to calculate premiums instantly, customize plans to fit your needs, review your coverage, and easily update policy details — all at your fingertips.
