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Start your quick, free car insurance quote with Amba insurance.
Protect your vehicle with Reliance General’s robust car insurance plans—covering accidents, theft, third-party liabilities, and more.
Get your personalized quote in under 2 minutes.
Switch to Amba insurance for hassle-free coverage, quick policy issuance, and trusted claims support from Reliance General.
Call: (+91)88559-31911
What is Car Insurance?
Car insurance, also known as four-wheeler insurance, is a vital financial safeguard that protects your vehicle against unforeseen events. Whether your car is damaged in an accident, stolen, or causes injury or damage to a third party, a car insurance policy ensures you’re not left facing huge expenses.
In India, having third-party car insurance is mandatory under the Motor Vehicles Act. However, at Amba Insurance,
we recommend opting for a comprehensive car insurance policy for complete peace of mind. This type of coverage not only protects your car but also covers personal accident claims and third-party liabilities.
Why Choose Amba Insurance Car Policy?
Our car insurance plans offer unmatched benefits such as:
- Comprehensive Coverage – Protection for your car, yourself, and third parties
- Affordable Premiums – Quality protection without breaking the bank
- Custom Add-On Covers – Tailor your policy with valuable add-ons like zero depreciation, engine protection, etc.
- Pay-As-You-Drive Options – Pay premiums based on your car usage
- Instant Policy Issuance & Renewal – 100% digital, hassle-free experience
- Fast & Transparent Claim Process – Quick support when you need it most
Features of Amba Car Insurance Plans
| Feature | Details |
|---|---|
| Affordable Premiums | Starting at just ₹238/month*. Get top-tier car insurance that suits your budget. |
| 100% Claim Settlement Ratio* | Trusted by customers with seamless, transparent video claim process and real-time tracking. |
| Online Discount | Get up to 90%* off when buying car insurance online. Fast, paperless, and convenient. |
| Cashless Repairs | Access 11,000+ cashless garages across India with free pick-up and drop-off service. |
| No Claim Bonus (NCB) | Earn up to 50%* discount on premiums with 5 consecutive claim-free years. |
| Quick Claim Survey | Receive a claim survey call within 48 hours for a swift settlement process. |
| Pay-As-You-Drive (PAYD) | Pay insurance premiums based on how much you drive – fair and flexible pricing. |
| Third-Party Liability Cover | Covers damage to third-party property, injuries, or death caused by your vehicle. |
| Own-Damage Cover | Protection from theft, accidents, fire, vandalism, and natural calamities. |
| Personal Accident Cover | Mandatory coverage up to ₹15 lakhs for the owner-driver in case of death or disability. |
| Add-On Covers | Choose from 10+ add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, etc. |
| Online Purchase & Renewal | Buy or renew your policy with zero paperwork on ambainsuranceservices.com. |
| 24x7 Customer Support | Expert assistance for claims, renewals, and queries anytime, any day. |
Why Do You Need Car Insurance?
Essential Protection for Your Vehicle & Peace of Mind
Car insurance isn’t just a legal formality—it’s a financial shield that protects you from unexpected events like accidents, theft, or natural disasters. Here’s why having a reliable car insurance plan from Amba Insurance is a smart and necessary choice:
| Reason | Explanation |
|---|---|
| Legal Compliance | The Motor Vehicles Act mandates at least a third-party car insurance policy. Avoid legal issues, penalties, and fines with valid insurance. |
| Third-Party Liability Cover | Covers injuries, death, or property damage caused to third parties. Essential for protecting yourself from financial and legal liabilities. |
| Protection Against Theft | If your car is stolen, Amba Insurance reimburses the current market value, minimizing your financial loss. |
| Covers Financial Losses from Accidents | Get coverage for vehicle repair or replacement in case of minor damages or total loss due to accidents. |
| Damage from Natural Disasters | Stay protected from expenses due to floods, earthquakes, heavy rains, and landslides. Car insurance takes care of repair or replacement costs. |
| Personal Accident Cover | Enjoy coverage for the owner-driver for medical expenses, permanent disability, or death—ensuring your family is supported. |
| Customizable Add-Ons | Enhance your base policy with 10+ add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, etc., for more comprehensive coverage. |
| Access to Cashless Garages | Use our nationwide network of cashless garages. Repairs are hassle-free and done without out-of-pocket expenses. |
| Peace of Mind | Drive stress-free knowing you're protected from a wide range of uncertainties—accidents, theft, legal claims, and natural calamities. |
How to Reduce Your Car Insurance Premium
- Compare Car Insurance Online
Use online comparison tools to evaluate different plans. This helps you find the best coverage at the most affordable price.
- Take Advantage of No Claim Bonus (NCB)
Get up to 50% discount on your premium for five consecutive claim-free years. Add an NCB Protection Cover to preserve your bonus even after minor claims.
- Avoid Filing Minor Claims
Pay for small repairs out of pocket. Making fewer claims helps retain your NCB and lowers future premium costs.
- Opt for Pay-As-You-Drive Insurance
If you drive less, choose a Pay-As-You-Drive policy. You pay based on your vehicle’s usage—less distance = lower premium.
- Select Only Necessary Add-Ons
Add-ons increase your coverage but also raise the premium. Only choose those you truly need to keep your insurance cost-effective.
- Install Certified Anti-Theft Devices
Installing IRDAI-approved anti-theft systems in your car can reduce your premium by decreasing the risk of theft.
- Choose Higher Voluntary Deductibles
If you’re a confident and safe driver, opting for a higher deductible reduces your insurer’s risk and lowers your premium.
- Renew Your Insurance on Time
Avoid policy lapse by renewing before the expiry date. Timely renewal ensures continuous benefits and often comes with renewal discounts.
How to Buy or Renew Car Insurance Online
Simple Steps to Purchase or Renew Your Four-Wheeler Policy
Buying or renewing your car insurance online with Amba Insurance is quick, easy, and completely paperless. Follow these simple steps:
Steps to Buy Car Insurance Online
Step 1: Visit Our Website
Go to ambainsuranceservices.com and click on “Buy Car Insurance”.
Step 2: Enter Vehicle Details
Provide your car’s registration number, make, model, year of manufacture, and variant.
Step 3: Choose Coverage Type
Select between Third-Party, Standalone Own-Damage, or Comprehensive Car Insurance as per your requirement.
Step 4: Customize Your Plan
Add optional add-ons like Zero Depreciation, Engine Protection, or Pay-As-You-Drive for better coverage.
Step 5: Review and Confirm
Verify the details and calculate the premium using the online calculator.
Step 6: Make Payment
Pay securely through UPI, net banking, debit/credit cards, or other payment modes.
Step 7: Get Instant Policy
Receive your digital policy instantly on your email—no paperwork required.
Steps to Renew Car Insurance Online
Step 1: Go to the Renewal Section
Click on “Renew Insurance” on the homepage.
Step 2: Enter Existing Policy Details
Provide your previous policy number or vehicle registration number.
Step 3: Update Any Changes
Modify your plan, update car usage, or add/remove any riders.
Step 4: Confirm & Pay
Check premium details and make the payment.
Step 5: Get Renewed Policy Instantly
Your renewed policy will be emailed to you immediately.
Still have you any problem for solutions?
Head office address:
Call for help:
(843) 971-1906
